Since more than half of all smartphone users in the U.S. have iPhones, it made absolute sense for us to check out how Apple Pay performs at sweepstakes casinos. Our SweepCasinos team tested platforms that said they support Apple Pay and checked out how deposits, redemptions, and extra fees worked during gameplay.
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Last updated
27 November 2025
Apple Pay is a popular sweepstakes payment method right now, so it appears on more sweepstakes sites than we expected. Our team visited all those sites to test the method and saw fast deposits with no setup issues. Each transaction is confirmed instantly on screen, and none of the sites added their own processing steps.
Minimum deposits begin at $1.99, while the maximum options are different depending on the platform. Fees are rare, though some payment providers may apply small ones depending on the region. The table below shows where you can find Apple Pay and what you can expect when adding funds through it.
| Logo | Site | Welcome Offer |
Min/Max Deposit |
Processing Time |
Fees |
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WOW Vegas Casino | 150,000 WC + 2 SC | $4.99 – $99.99 | Instant | May vary |
| The Money Factory Casino | 15,000 GC + 3 SC | $9.99 – $199.99 | Instant | ❌ | |
| Pulsz Casino | 5,000 GC + 2.3 SC | $1.99 – $99.99 | Instant | ❌ | |
| Funrize Casino | 125,000 Tournament Coins | $4.99 – $499.99 | Instant | ❌ | |
| FunzCity Casino | 125,000 FC + 54 CC | $6.99 – $499.99 | Instant | ❌ |
We tested how long each step takes, and deposits always appeared in the wallet right after confirmation. The limits we mentioned earlier seem to apply to every site, and none of them added their own fees during checkout.
Apple Pay doesn’t handle withdrawals because it’s built only for outgoing payments. The system can send money to the casino, but can’t receive it back from them. Refunds can take longer because they are handled through the card linked to your Apple Pay account, rather than through the site directly. So, depending on the bank, it can take several days for the money to return to your card. Verification doesn’t apply here, since Apple Pay connects through an already confirmed card.
| Action | Typical Processing Time |
Typical Limits |
Fees | What to Expect |
| Deposit | Instant | $2 – $5 (Min) $500 – $900 (Max) | ❌ | You can expect your purchased coins to appear on your wallet instantly upon purchase. |
| Redemption (Sweeps Coins) | ❌ | ❌ | ❌ | ❌ |
| Refunds or Chargebacks | 1 – 30 Days | ❌ | ❌ | The refund goes back to your payment card automatically, but it might take several days to appear on your card statement. |
| Verification (KYC) | ❌ | ❌ | ❌ | Linked Card |
With Apple Pay, deposits are always quick across all the sweepstakes casinos that we reviewed. Transactions are instant as soon as authorization is confirmed. The built-in security tools keep every payment tied to your device. It’s fast and convenient for topping up coins, but can’t handle withdrawals, which still have to move through a linked bank or eCheck route.
Our team listed the main strengths and weak spots below, based on what we saw during normal use across the sweepstakes platforms that offer Apple Pay.
Deposits complete within seconds once Apple Pay is authorized.
Transactions secured via PCI DSS–certified encryption and device-based tokenization.
No casino-side deposit fees; Apple Pay passes standard card-network processing at cost.
Auto-filled name and billing data from verified Apple ID speeds up KYC verification.
Deposits authorized with Face ID or Touch ID, reducing manual input errors on mobile.
Apple Pay unavailable for withdrawals; redemptions require bank or eCheck payout.
Accepted at fewer than half of licensed sweepstake casinos listed in major Cashier indexes.
Card-issuer limits often cap transactions at $500–$1,000 per day, even for verified accounts.
Casino-level ID upload still mandatory before redemption, regardless of Apple verification.
Restricted to Apple hardware; unavailable on Android or non-Safari browsers.
Like we said before, deposits with Apple Pay are almost instant, but you can only use it on an Apple device. It’s just as fast as wallets like PayPal or Google Pay for buying sweepstakes coins, but it doesn’t cover withdrawals. Apple Pay also has built-in security steps, which means the card is authorized before you use it. It means authorization is already done when you make a purchase, so the checkout is almost instant.
This is what our SweepCasinos team found when they compared Apple Pay to other popular payment methods.
| Method | Deposit Time |
Redemption Time |
Typical Limits |
Fees | Verification (KYC) |
| Google Pay | Instant | ❌ | $2 – $5 (Min) $500 – $900 (Max) | ❌ | Linked Card |
| PayPal | Instant | 24–48h | $1 – $5 (Min) $100 – $500 (Max) | ❌ | ✅ |
| Visa Debit | Instant | 1–3 days (via linked PayPal or ACH) | $1 – $5 (Min) $500 – $1,000 (Max) | 0% – 2% | No |
We checked which devices and card types work the best on sweepstakes casino sites and how operators handle verification once you’re ready for a redemption.
Before payouts, you’ll still need to verify your ID and address since Apple Pay only covers the purchase side. The card you link to your Apple Pay account must be from a bank that’s supported across sweepstakes or social casinos. Some banks restrict payments that are related to iGaming. Once everything checks out, Apple Pay works without issues across compatible browsers and devices.
| Field | Information |
| Platforms | iOS, Desktop Web |
| Card/Bank Requirements | Card must be issued by a participating bank and added to Apple Wallet (credit or debit; support varies by issuer and card type). Not all cards from a participating bank are supported. |
| Geo/Identity Checks | Sweepstakes operators typically require KYC (ID, proof of address, sometimes selfie) before the first redemption; purchases may be allowed prior to full KYC, but you can’t redeem until verified. |
| Known Restrictions | Redemptions: Typically don’t use Apple Pay; expect ACH/online bank transfer or similar rails after KYC. (Common operator practice.) |
Apple Pay usually runs without problems, but a few things can still go wrong on sweep sites. In most cases, a failed deposit happens when the details on your linked card don’t match the details in your Apple Wallet. Using a VPN or having problems with your internet can also interrupt verification during checkout.
You also can’t use Apple Pay for withdrawals. This can be unclear to new users who expect to cash out the same way they deposit. As we mentioned earlier, refunds are processed directly back to the card connected to your Apple Wallet. However, it may take several days for the bank to complete the refund processing. The table below lists the most common problems and the quickest ways to fix them.
| Problem | Likely Cause | Quick Fix |
| Deposit declined | The billing name/address on file with the card doesn’t match what was provided via Apple Pay / Wallet. | Ensure the name/address you enter for the site matches exactly the billing address linked to the card. |
| Verification failed | The verification attempt is blocked because of use of VPN/proxy or unstable network, or Apple’s servers are down. | Disable VPN/proxy and retry. |
| Withdrawal not available | Regulatory/gaming-compliance issue: user account not fully verified (KYC), bonus/wagering requirement unmet, or withdrawal restrictions apply. (General context) | As a preventative: choose a deposit method that supports withdrawals from the start, if you anticipate needing to cash out. |
| Refund/chargeback route | As per Apple’s support documentation, if you paid with Apple Pay, the merchant will generally refund funds to the card used, and the Apple Pay token is used. | Contact the merchant directly (as you would with any purchase), provide proof of transaction, ask for refund to same card. Use Wallet app to view last-4 digits of the Apple Pay card number. |
Here are the most important details about Apple Pay and how it works across sweepstakes sites.
| Field | Information |
| Founded | 2014 |
| Headquarters | Cupertino, California, USA |
| Regulated By | United States: Apple Payments Inc. is a state-licensed money transmitter (licenses overseen by state regulators such as NYDFS). EU/EEA: Apple Pay usage is subject to PSD2 Strong Customer Authentication (SCA) rules for digital wallets. |
| Service Type | Mobile wallet & tokenized card payments for contactless (NFC), in-app, and web checkout. |
| Common Use in Sweepstakes Casinos | Commonly supported for deposits/purchasing Gold Coin bundles; typically not used for withdrawals (operators usually redeem via other methods). Availability varies by site and state. |
| Key Security / Compliance Standards | EMVCo network tokenization (device-specific token + dynamic cryptogram), Secure Element storage, and biometric/Passcode SCA; merchants still follow PCI DSS obligations. (Also meets PSD2 SCA where applicable.) |
We wanted to show a few sweepstakes banking options that work differently from the ones already covered. Each method handles payments in its own way, and can be a great alternative to Apple Pay.
An Apple Pay casino with sweepstakes play is a platform where you can use Apple Pay to buy Gold Coins and get bonus Sweeps Coins for sweepstakes games. It works like any other sweepstakes setup, but your payments go through Apple’s Wallet instead of your card details.
You can use Apple Pay at those sweepstakes casinos that support it, including WOW Vegas and The Money Factory. These are good examples of places where you can already use Apple Pay. If it’s set up on your device, you can make a deposit in seconds. Your Gold Coins and bonus Sweeps Coins will show up right after the payment clears.
By choosing Apple Pay at checkout, you can use the card already linked to your Apple Wallet. Once you’ve confirmed the payment, your Gold and Sweeps Coins will come through right away. Meanwhile, Apple handles the security side of things by verifying and encrypting every transaction before it clears.
Not yet. You can only use Apple Pay for deposits right now. When it’s time to redeem your Sweeps Coin winnings, you’ll do that through your verified bank account using sweepstakes ACH withdrawals or another available option listed in the cashier.