Having a reliable card for making your deposits and withdrawing your winnings can make sweepstakes casinos all the more enjoyable. Fortunately, if youâre a Discover cardholder, youâll have nothing to worry about. Offering safety, reliability, and convenience, itâs a fine choice for a card provider. With wide acceptance, affordable fees, and some nice perks, youâll be all set to start enjoying your favorite Discover sweepstakes casinos.
As the third-largest card issuer in the US, Discover has plenty to offer. Keep in mind, though, that itâs not always the ideal card to use at sweepstakes casinos. Have a look at some of its major pros and cons that can help you figure out whether itâs the right choice for you.
While Discover sweepstakes payments are certainly convenient, you need to know your way around making deposits and withdrawals to avoid potential issues that could prevent you from playing your favorite games.
Making deposits with your Discover card at most US social casinos is a pretty straightforward process. Though there could be some minor differences from one casino to the next, hereâs what you can expect this process to look like.
Not every sweepstakes casino will accept Discover deposits. Look through our list to find the best option that does and create your account. If itâs your first time joining a specific online casino, make sure to read through our review and learn more about it before signing up.Â
Different casinos will label their payment sections differently â some having a âBanking Page,â others having a âCashierâ page, or âBuy Coinsâ button. You usually wonât have to dig too deep to find it.Â
Itâs a good idea to go through the casinosâ terms and conditions before you move on with your transaction, just to be sure to know what to expect, whether there are minimum/maximum deposit limits, and how deposits at that specific casino even work.
Credit usage, aka your credit utilization ratio, shouldnât exceed 30%. So, if you had a maximum credit card limit of $5,000, all of the monthly transactions that you cover with your card within a month shouldnât be higher than $1,500.Â
Say that all your bills, gas, groceries, and other expenses are $1,300 a month in this example. Then, you would only have $200 a month available for sweepstakes games.
Now itâs time to set your deposit amount. Make sure to double-check whether there are any min/max limits. Donât deposit less than the minimum limit or more than the maximum one. Otherwise, your transaction wonât be able to go through.
In most instances, your deposit will go through immediately, and you should be able to see the funds on your profile within seconds. However, thereâs usually no reason to panic if they arenât immediately available. With some casinos, it could take anywhere from a few minutes to even a few hours, especially if they need to check your information.Â
Once you get your confirmation, which typically arrives by email, you can start spending your deposit and playing all the available games.
Discover, or credit cards in general, arenât typically available for withdrawals from casinos. If you do happen to play at social casinos that accept it as a withdrawal method, the process takes just a few simple steps.
Once youâve made some winnings, double-check whether you can cash out with your card. Read through the terms & conditions carefully to avoid unpleasant surprises.
If everything is working fine, go to your profile, select the cashier icon, and then go to the withdrawal section. If the casino accepts it, Discover cards should be available as a payout option.
Before you make a withdrawal, take a look at the minimum and maximum withdrawal limits. When trying to cash out your winnings, input the amount that doesnât go under the minimum or over the maximum withdrawal limit.
Once youâve put in all the necessary information, all thereâs left to do is send your withdrawal request. You will usually receive an email verification when your request goes through.
Depending on the casino, it might take a while until you receive your winnings. The industry standard is about 10 business days, though it could be a bit more or a bit less, so have some patience. Casinos will usually specify their processing time on their pages or in their terms and conditions.
Considering that Discover cards arenât always available for making withdrawals, itâs a good idea to have a backup plan. In this case, your best alternative would be using e-wallets such as PayPal.
PayPal comes with lower transaction fees compared to credit cards or bank transfers, and your funds should be available within just one to two days.
The withdrawal process is usually the same as what weâve outlined above. Youâll simply have to select PayPal instead of Discover when choosing your payout method.
Discover is generally known for its lower fees than other popular credit cards. It doesnât even have the commonly charged annual and foreign transaction fees.
However, as youâre making your Discover sweepstakes payments, you might encounter a few types of fees.
As mentioned in the cons section, Discover has started treating online gambling transactions as cash advances, so you might encounter a cash advance fee when making withdrawals. Depending on the specific card you have, you should expect that fee to be about 5% of the amount or $10, whichever one is greater.
So, if you withdraw $100, for instance, youâll have to pay $10 since that amount is greater. If you withdraw $1,000, youâll pay the 5% fee ($50).
If the casino accepts Discover for cashing out, it might charge you a fee that youâll need to cover in addition to the cash advance fee.
The specific amount can vary, with some casinos not charging any and others as much as $30, depending on the withdrawal amount. Youâll need to check the terms and conditions of the casino to find out whether youâll be hit with such fees and, if so, how much theyâll be.
Depending on the social casino you join, you may encounter a payment processing fee when youâre making either deposits or withdrawals, or both. Most commonly, that fee will be around 2% to 5% of the total amount.
Sweepstakes casinos that accept Discover transactions have plenty to offer, but only if you know how to make the most out of them. Here are some of our top tips that will ensure that youâre in for nothing but good times.
Before you join any social casino, make sure that itâs verified! If the platform looks suspicious or youâre having difficulties finding relevant information regarding its payment systems, withdrawal options, and more, avoid it at all costs.
On our platform, youâll only find legitimate sweepstakes casinos that are safe for you to join. However, itâs in your best interest to always do your due diligence and research all social casinos thoroughly before giving them your sensitive information.
Some sweepstakes casinos will offer specific bonuses, rewards, and other promos for players who use Discover credit cards. Some casinos will offer deposit match bonuses. Others will give you free sweep coins. Whatever the case is, it would be a good idea to take advantage of it.
Keep in mind that these bonuses might be time-limited and that not all casinos that accept Discovery will offer them.
All legitimate sweepstakes casinos will have a thorough verification process when youâre signing up â for your security and their own. Depending on the casino, you might need to provide your government-issued ID, proof of address, billing information, and payment method information, among other things.
Youâll want to have all this necessary documentation on hand if you want the verification to go by smoothly and quickly. By providing all the essential information at once, you can shorten the verification process and start playing your favorite games without unnecessary delays.
Credit usage, aka your credit utilization ratio, shouldnât exceed 30%. So, if you had a maximum credit card limit of $5,000, all of the monthly transactions that you cover with your card within a month shouldnât be higher than $1,500.Â
Say that all your bills, gas, groceries, and other expenses are $1,300 a month in this example. Then, you would only have $200 a month available for sweepstakes games.
A sweepstakes casinoâs terms and conditions will contain all the necessary information about creating and verifying your account, joining sweeps games, and making deposits and withdrawals. While it can be a dull read, youâll want to go through it all.
Otherwise, you might be unpleasantly surprised by some of the fees you might encounter or your lack of eligibility for bonuses and rewards you mightâve been looking forward to.
As mentioned, Discover will charge cash advance fees for withdrawals from an online gambling site. To avoid such fees, you can use your card to make deposits, but youâll want to set up an alternative method for cashing out your winnings.
Some of your best options include e-wallets such as PayPal, direct bank transfers, or debit cards.
If youâre interested in using a Discover credit card for social casinos but donât have the card just yet, donât worry. You can get started with Discover in just a few steps directly through its website.
Step 1. Check your credit score.Â
Before you apply, youâll want to check your credit score and make sure youâre eligible for a Discover card. Typically, Discover is only available to those with good FICO scores that go from 670 up.
Step 2. Visit the Discover website and explore your options.Â
You can see all the essential information about Discover credit cards directly on its website. Youâll see eligibility criteria for each card, all the accompanying fees, as well as all the rewards you can expect. Choose the card that best suits you and your lifestyle.
Step 3. Fill out the online application.Â
You can apply for any of the available cards by filling out the required information on the Discover website. Have all your documents ready (ID, proof of address, social security number, employment information, and more) so that you can fill in the application quickly.
Step 4. Wait for approval.Â
With the online application, you might receive credit card approval within minutes, or you might have to wait a few business days. Discover will reach out to you and notify you of your status as soon as possible. When youâre approved, it could take 7 to 10 business days for you to receive your card.
Step 5. Activate your card and start using it.Â
When you receive your card, it will come with instructions on how to activate it. You can complete the process online or through your mobile app. The card will be ready to use as soon as you activate it.
Discover is known for its reliability and typically offers a smooth, seamless experience for all users. However, there are still a couple of common issues you might encounter when using one of its cards.
đ Problem: Casino accepts Discover card withdrawals, but you canât seem to transfer your winnings from your account to your card.
đ Our solution: If the casino accepts Discover card withdrawals, the problem is likely caused by the withdrawal amount. Most sweepstakes casinos will have both a minimum and a maximum withdrawal limit. Check the terms and conditions to learn about the limits, and try adjusting your requested withdrawal amount.
đ Problem: Youâve made a deposit, and your card has been charged, but thereâs nothing in your sweepstakes casino account.
đ Our solution: If youâve made a deposit and itâs not appearing in your account, you might just need a little more patience. Transactions can sometimes take 1 or 2 business days. Contact Discover and the sweepstakes casino if itâs been longer than that and your funds are still not available.
đ Problem: Youâve tried to make a deposit, but all your transactions are being declined.
đ Our solution: There are a few possible reasons why your transactions are being declined. You mightâve exceeded your credit limit, in which case youâll need to pay off your balance before you can make new transactions. Itâs also possible that youâre in a region where Discover doesnât allow transactions with online gambling sites, so youâll need to find an alternative method for making deposits.
Additional reasons for this include your transaction being marked as fraudulent or Discover has identified the casino as a high-risk merchant. In either case, youâll want to contact Discover directly to learn what is happening and how you can fix it.
Playing at Discover sweepstakes casinos can be highly immersive, but it can also take a toll on your finances if youâre not careful. Here are the best tips for keeping your spending in check with your Discover credit card.
Discover social casinos accept players of all kinds, but they tend to attract players with certain shared characteristics. Do you identify yourself as one of these kinds of players?
Players who prefer to use their Discover credit card at sweepstakes casinos tend to be casual, popping in only every now and then to enjoy their favorite game and test their luck. Theyâre rarely hard-core players who spend hours playing on their computers.
Discover credit cards are only available to those with good credit scores of 670 and above. The simple fact that a player has such a high score indicates that theyâre highly financially responsible and donât like spending money on a whim.
Discover sweepstakes casino players tend to be calculated and careful. Most donât like taking high risks and would rather enjoy a casual game of slots with low volatility or table games with low betting limits.
Discover enjoys wide availability, but as mentioned, it isnât accepted at all sweepstakes casinos. So, what should you do if your favorite casino doesnât accept it? Fortunately, you have a few excellent alternatives.
Visa and Mastercard are two of the biggest and the most widely accepted card providers. If a sweepstakes casino accepts credit payments, the chances are that it will primarily accept Visa and Mastercard. If you have a credit card from one of these two providers, it would be a great alternative to using your Discover card.
Credit cards can, at times, be problematic for deposits and withdrawals. If you want a smoother experience, using an e-wallet like PayPal is a great option. PayPal is typically available for both deposits and withdrawals. It comes with low fees and fast transaction times, making it a suitable Discover alternative.
If you want to play it safe, cryptocurrency is your best option. Whether itâs Bitcoin, Ethereum, or any currency in between, it will offer you a layer of anonymity and security that other payment methods simply cannot match. The only issue is that not all sweepstakes casinos will accept cryptocurrency transactions, so you might have to dig deeper to find a suitable one.
As a rule, your deposits using the Discover credit card should take only a few minutes. However, it is possible that youâll have to wait 1 to 2 business days in some cases if there are any complications with the transaction â if your bank identifies the transaction as a fraudulent one, if the casino’s payment processing is slow, or if you need to provide further verification for your account.
Whether sweepstakes casinos will charge any fees for using a Discover card will vary by the casino. Some wonât charge any fees, while others might have withdrawal fees expressed as a percentage. You will need to check with the sweepstakes casino youâre joining.
The minimum and maximum deposit limits with Discover credit cards will vary from one social casino to the next. The industry standard is between $5 and $20 as the minimum limit and between $500 and $1,000 as the maximum limit.
The chances are that you wonât be able to withdraw your winnings to your Discover credit card. Most sweepstakes casinos only let you make deposits with your credit cards, so youâll need to find an alternative method, such as direct bank transfers or e-wallets. Make sure to double-check with the sweepstakes casino youâre using and see all of its available withdrawal options.
