JCB has been around since the â60s and has over 164 million customers from 23 different countries around the globe, primarily the Asia Pacific region. However, due to their partnership with Discover Global Network, there have been a lot more casino players in the US with this card in the last few years. Weâll go over the basics of how this card works, especially for JBC sweepstakes payments, and some of the things youâll need to keep in mind.
Like any credit card, you can expect JBC to shine in some areas and be a little limited in others, so here is a side-by-side comparison of all the pros and cons of using this card in JCB sweepstakes casinos.
Before going into more detail on playing in JCB social casinos and all the potential fees, we need to look at how the basic transactions work. Hereâs what youâll need to do when buying sweepstakes coins or cashing out.
Follow these steps to make your first casino deposit.
Weâve provided a selection of casinos that accept JCB cards, so choose one and enter your email address and any other necessary information to create an account. You may also be asked to provide proof of identity, usually a photograph of your driverâs license and your face.
Every casino will have a separate section for deposits, where you can select the JCB card as your payment method, or just click the generic âCredit/debit cardâ tab if there are no separate options. You can then enter the card number, expiration number, CVV code and the address linked to the card.
There are set minimum and maximum deposit amounts that vary depending on the casino, but itâs usually within $10 to $5.000 for a single transaction. Check if the casino offers any extra bonuses for JCB payments, and then enter the amount you want and hit the âDepositâ button to confirm.
Itâs important to note that a lot of sweepstakes sites donât allow you to withdraw directly to a JCB credit card, so you may need to find an alternative, as mentioned below. If the casino does accept this method, just do the following.
Some online casinos will only allow JCB deposits, but not cash outs, so check the available payment methods for withdrawals first to see whether youâll need to add another method or if your JCB card will do the trick. If everything is in order, move on to the next step.
If youâve accepted any bonus offers, then you must meet the outlined wagering requirements before you can cash out your winnings. Some casinos offer non-sticky bonuses that are separate from your main funds and allow you to cash out whenever you want, so check the fine print.
As before, you need to go to the casinoâs withdrawal page and pick JCB as your payment method. Enter the amount you want to transfer and confirm the transaction. It will usually take the casino between one and three business days to process everything.
PayPal is an efficient substitute for withdrawals, as you can link up your credit card to it for seamless transfers and most social casinos will accept it. It can take 2â3 business days for the casino to process the transaction, but is a safe and reliable method overall.
Credit and debit cards are a fairly popular option for sweepstakes casinos, but they have a few extra fees that you need to take into account. Letâs see how JCB compares in this department.
Depositing in JCB social casinos carries a standard fee of around 1â3%, which is in the same range as with Mastercard and Visa and slightly less than with e-wallets. However, some casinos will simply absorb this fee and allow players to maximize their deposits.
Whether you will be charged this fee depends on your bank â some banks will count any online gambling transactions as a cash advance and bill you accordingly. If you are unfortunate enough to have an account in such a bank, youâll have an extra 3% to 5% charge on your hands.
If you want to dispute a transaction there will be a fixed chargeback fee, typically in the $20 to $50 range, which is typical for all big-name credit cards, though this can go all the way up to $100, depending on your bank and the casino.
Now, with all that weâve covered so far, you can have a good time at any of the JCB sweepstakes casinos out there, but there are a couple of other things you can do to optimize your card usage. Pay special attention to the following points.
The JCB card is not quite as popular as Mastercard or Visa, so JCB social casinos are few and far between, with only about 30â40% of them accepting this payment method. However, we have a detailed selection of the best casinos where you can play with this card.
Itâs always a good idea to shop around, so look at a few different online casinos to see which ones have minimum and maximum limits that suit your needs. Some casinos will cover the 1â3% fee on your first deposit, and you can even find exclusive JCB sweeps promotions, like an extra 5â10% on your deposited credits.
You should activate SMS or app push notifications to notify you about each transaction. That way, you can notice any potential fraudulent activity on time and notify your bank. JCB also features J/Secure, a form of 3D Secure authentication that requires an additional password or biometrics.
Depending on your bank, using your JCB card for casino deposits may provide you some additional benefits like reward points or cashback options, usually somewhere around 0.5â2% per transaction. Youâll need to see if you are eligible for this type of offer with your bank first.
IMPORTANT NOTE: As of January 8, 2018, JCB USA has stopped issuing credit cards for the American market and closed all user accounts. However, JCB cards are still accepted anywhere where Discover cards can be used, due to their partnership with the Discover network.Â
If you come from a country where JCB cards are issued, we have a simple step-by-step setup process laid out that will help you complete the whole process as quickly and efficiently as possible.
Step 1. Open an account with a bank that supports JCB.
Make sure that your chosen bank supports this card. JCB has partnered with many organizations worldwide, so this shouldnât be an issue, and although it is currently unavailable for US citizens, you may be able to link the card to a US bank account.
Step 2. Choose the right type of card for your needs.
Currently, JCB offers a wide assortment of credit cards like the Standard, Gold, and Platinum, as well as debit and prepaid cards. It all comes down to the credit limits you feel comfortable with, usually $1.000 to $5.000 on the lower end for Standard cards.
Step 3. Submit an application and provide the necessary documentation.
You will need to fill out an application, which you can do online, and provide the required documents, e.g. proof of identity, income and employment details, and banking history. As long as you have a high enough credit score and a stable monthly income, your application will be approved.
Step 4. Activate your card.
It will take the bank 2 to 7 business days to verify everything, and another 7 to 10 business days for the card to arrive by mail. You can activate the card by logging on to your bankâs website, using a banking app or calling the customer service number printed on the card itself.
So far, weâve gone over all the specifications and how to use this card, but we also have to look into some common issues that can arise, as well as a few effective solutions.
đ Problem: The JCB cards are no longer issued in the US since 2018.
đ Our Solution: You can use a JCB card issued by a bank from one of the many countries where it is available, and you can use it in US sweepstakes casinos and anywhere where Discover is accepted.
đ Problem: A number of banks have strict policies on online gambling and will block such transactions, even if the casino accepts JCB as a payment option.
đ Our Solution: Call your bank to see if you can resolve the issue, and be sure to call to pre-approve future transactions.
đ Our Solution: Consider using an alternative like Discover or Mastercard.
đ Problem: Some casinos will have much higher minimum deposits for JCB than other credit cards, e.g. $50+ instead of the regular $10 or $20.
đ Our Solution: Shop around for sites with a low minimum deposit limit.
We always like to circle back to a crucial topic â responsible gambling. You should never spend more than you can comfortably afford to, but we understand that keeping track of all the little transactions scattered throughout the month can be difficult.
With that in mind, weâll offer a few useful tips on limiting your spending when using a JCB credit card.
With all the important details now covered, we can turn to an often overlooked factor in deciding whether a payment method will suit you well â what type of sweepstakes player are you? There are a few common ones, based on style, budget, free time, etc., that can really benefit from a JCB credit card.
This payment option is widely available across the world, especially in Japan, South Korea, and China, and if you are from one of these countries or other regions where the JCB card is commonly issued, you donât have to switch to other payment methods to play in US sweepstakes casinos. Itâs a super-convenient perk.
While most sweepstakes players focus on smaller bets and donât care much about maximum deposit limits, there are always a few high rollers who want to get as much wiggle room as they can to place higher bets. Well, with some of the card options like JCB Gold and Platinum, you get higher limits and some VIP perks.
Itâs in human nature to hunt and forage for goodies that can make a personâs life easier, and the reward collector is always looking for a good deal. With JCB, you have occasional exclusive deposit bonuses that give 5â10% extra credits, as well as different rewards and a 0.2â2% cashback to look forward to.
As we mentioned, while there are a bunch of casinos that accept JCB, there are a lot more that donât, and you may have to find some other option if you want to lay in one of the latter ones. Donât worry. There are several good alternatives.
This name is familiar to virtually anyone, whichever part of the world they come from, and is accepted in many sweepstakes casinos. The security is high, and there is excellent fraud protection. With Visa card, get a chance to do dispute transfers, and the fees are nearly identical to those of JCB cards. However, itâs more accessible to US players as well.
Another credit card that is available in most banks all over the globe and most social casinos. Most of the basic features and fees are similar to those of Visa and JCB, though Mastercard may be available in some places that donât accept Visa and vice-versa, so itâs best to choose based on the casinos you prefer playing in.
If you are looking for something a bit different, PayPal e-wallet offers more anonymity than JCB, instant deposits, and relatively fast withdrawals â within 1â2 business days for verified accounts and up to 5 for standard transactions. The withdrawal fees are also reasonable at 1% to 2%, although conversion fees tend to be high at 3% to 4%.
Before you can start playing, youâll need to ensure that the casino accepts this payment method â you can just pick one of the options from our list. After that, go to the casinoâs deposit page, choose JCB as your preferred payment method, and then enter all the card details. If you have J/Secure, enable it and end by confirming the transaction.
Generally, most deposits are over within seconds, but there can be delays of up to 10â15 minutes while the casino processes the payment. Withdrawals to credit cards are not supported in a lot of sweepstakes casinos, though e-wallets can take roughly 1â3 business days (it all depends on the site), while direct bank transfers to your account are typically 3 to 7 business days, but have higher limits.
It can vary a bit based on the bank and casino in question, but the processing fee will be around 1â3%, and you may also encounter an additional 1â3% currency conversion fee if you are playing in a US casino and your card balance is not in USD. If the bank sees all online casino transactions as cash advances, expect another 3â5%.
Itâs mostly a standard $10 to $20 minimum deposit fee, though a few casinos will bump that up to $50 for JCB payments, and you can go as high as about $2,500 to $10,000 per transaction. Again, credit card withdrawals are mostly not supported on sweepstakes sites, but the limits for other methods range from $20 to $30 minimum and $5,000 to $15,000 maximum.
